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How to Ace Your First Place: A First-Time Renter’s Guide

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Posts Tagged ‘renting guide’

How to Ace Your First Place: A First-Time Renter’s Guide

Posted On: Wednesday, July 1st, 2015

First-time rental guideYou may be done with school, but renting your first apartment is a lot like taking an exam; a certain amount of preparation must be done to ensure that you make the grade. Knowing what to expect, and planning for the unexpected, can make all the difference when you’re out on your own for the first time.

First, and probably most important, set a budget; ideally, rent should make up no more than 30 percent of your income. Make sure to start a contingency fund to save for unexpected expenses, and be prepared to shell out a considerable amount for a security deposit (this often this equals first month’s rent), utilities and fees for any extra amenities.

Be prepared to go through the application process. Have all the relevant information easily accessible, such as proof of employment, and allow enough time for a credit and background check to process. If you cannot provide a sufficient credit report or work history, a co-signer may be required to complete the lease agreement. In addition, you should always read everything on the lease. If you don’t understand or agree with something, speak up and have the landlord explain it to you; this will save you from a lot of headaches, and possible legal battles, down the road. (more…)