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Intro to Rental Vocabulary: What You Need to Know

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Posts Tagged ‘first-time renters’

Intro to Rental Vocabulary: What You Need to Know

Posted On: Thursday, September 1st, 2016

Things to Do in Hamden and New Haven, ConnecticutRenting for the first time is a major step in your life. You are starting on an adventure where you will begin to learn to take care of yourself and be an adult. If it is your first time ever renting an apartment, then you might be unaware of some words you will encounter and not know the meaning to them. For this reason, we have come up with a list of words you may see or hear and their definitions to help you through the renting process:

  • Application: a written or online request for an apartment
  • Credit Report: a complete history of a person’s paying habits
  • Landlord: the person or owner who runs an apartment building or property (more…)

Tips for First-time Renters

Posted On: Tuesday, August 23rd, 2016

Hoyt Bedford apartments near Downtown StamfordWith classes beginning this month, there may be many who are stepping out and looking to rent for the first time. Whether this is your first time or the fourth time renting, there are some things you should keep in mind. Here are a few tips to remember throughout the entire process:

  1. Make a budget: One of the first things you should do when starting to look for an apartment is to make a budget. You need to be able to know what you can afford. The general rule when it comes to renting is your rent should not exceed 30 percent of your income. Budget wisely and don’t go over your budget.
  2. Have priorities: Create a list of priorities of what you want you in your apartment and lease. Know which ones are more important and which ones you would be willing to give up. Having this list can help you further narrow down your choices and find the one that best fits you. Examples may include ability to have a pet, location or square footage. (more…)

How to Ace Your First Place: A First-Time Renter’s Guide

Posted On: Wednesday, July 1st, 2015

First-time rental guideYou may be done with school, but renting your first apartment is a lot like taking an exam; a certain amount of preparation must be done to ensure that you make the grade. Knowing what to expect, and planning for the unexpected, can make all the difference when you’re out on your own for the first time.

First, and probably most important, set a budget; ideally, rent should make up no more than 30 percent of your income. Make sure to start a contingency fund to save for unexpected expenses, and be prepared to shell out a considerable amount for a security deposit (this often this equals first month’s rent), utilities and fees for any extra amenities.

Be prepared to go through the application process. Have all the relevant information easily accessible, such as proof of employment, and allow enough time for a credit and background check to process. If you cannot provide a sufficient credit report or work history, a co-signer may be required to complete the lease agreement. In addition, you should always read everything on the lease. If you don’t understand or agree with something, speak up and have the landlord explain it to you; this will save you from a lot of headaches, and possible legal battles, down the road. (more…)